Which one to choose? High NAV or Cheap NAV

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What Is NAV and Why Does It Matter? Whenever you check the performance of a mutual fund or SIP, you’ve probably seen the term NAV .  But  ✍what exactly does it mean, and  ✍why do investors talk about it so much?  Understanding NAV is essential for making smart investment decisions—especially if you want to grow wealth confidently and avoid common beginner mistakes. You may also know👇 ✍What Is NAV? NAV (Net Asset Value) is the per-unit value of a mutual fund or in other word say it is the price of one unit of a fund on any given day. When you invest in SIP/Mutul fund, you will get fixed numbers  of units(Decided by  NAV price of that day) ✍How NAV calculated? It is calculated using a simple formula: NAV = (Total Assets – Total Liabilities) ÷ Number of Units  Every business day, after the market closes, AMCs calculate and publish updated NAVs for each scheme. ✍Does a Higher or Lower NAV Mean Better Returns? One of the biggest misconceptions among n...
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where to start Sip investment

 


Great question! 🚀 Starting a Systematic Investment Plan (SIP) is one of the smartest ways to build wealth over time.When you think to start SIP like investment ,there are many thoughts may arise in your mind as:

  • is sip investment safe?
  • can sip investment withdrawn any time?
  • which sip investment is best?
  • how sip investment works?
  • what is sip investment plan?
  • how to track sip investment?
  • sip investment for beginners
  • sip investment for 1 years
Here we will learn about all these thoughts.so first thing is that where to start SIP investment.Let us see.

For beginners:Simple SIP guide

  • 🔑 Steps to Start SIP Investment

1. Set Your Financial Goals

  • Define what you are investing for: retirement, child’s education, home purchase, or wealth creation.
  • Decide the investment horizon (short-term, medium-term, long-term).
👉Free register for expert guidance to set the realistic goal.

2. Check Your Risk Profile

  • Conservative → Debt Funds
  • Moderate → Balanced/Hybrid Funds
  • Aggressive → Equity Mutual Funds
If you are aggressive investor and want more return in long term and  able to see more up-down in portfolio value then you can choose Equity mutul fund.

Equity mutul fund:

 In equity mutul fund  there are also many types of funds like Small cap,Midcap ,Large cap,Multicap etc..As per your goal and  time horizon you can select the fund.

Small cap:

It is suitable for those investor who invest for long time with specific goal and want more return, at the same time having ability to withsatnd the fluctuation in portfolio.

Midcap: 

Here volatility and return is little bit  less compare to small cap.


Large cap: 

It provides very less volatility in potfolio but return is also less compare to small and midcap fund.So the investor who is happy with less return but more stability in portfolio ,can invest in Large cap.

Debt mutul fund:

It is suitable for those investor who wants to invest for short term like 1 year or 02 year.

3. Choose the Right Platform to Start SIP

There are various online plateform through which you can invest easily and all comes under SEBI regulation. so sip investment is  very safe.Here you can also track your all sip .

Example:


If you  are beginner and start with AssetPlus   ,a mutul fund distributor will call  back soon to guide you, how to start?which fund is best as per your risk profile.
Also help in any query till your investment.(You can also email your query on  sipthefuturewealth@gmail.com)

If you have knowledge and  time to follow the  market then you can do direct otherwise  better to start with financial expert.Believe on your financial expert just like you believe on doctor.Because he/she will be the doctor of your financial well being.

4. Complete KYC (Know Your Customer)

It is mandatory for all mutual fund investors in India to do KYC before starting investment.But don't worry it will be done very easily if you start with the online plateform(AssetPlus).

Following document will be required for      e-KYC
  • PAN
  • Aadhaar
  • Bank details.
  • Mobile no (On which you receive Aadhaar  otp )

6. Decide SIP Amount & Date

  • Start small (₹500–₹1000 per month).
  • Set automatic monthly debit from account via ECS/NACH mandate.You will receive this option while registering SIP.
  • Choose a SIP date close to your salary credit.So that  there will be balance in account on SIP date.
  • Step up the SIP amount as per your comfort and awareness and goal.
for illustration only consult distributor before investing


7. Monitor & Review

  • Review performance once a year.Discuss it with your distributor.
  • Stay invested during market ups and downs – SIP works best with discipline.

8. Steps to follow to start SIP :

. Enter mobile no and name with  AssetPlus and approve to download App(Link)

. Login the App by mobile no and password(pan no)

. Enter all details as shown (address, nominee, bank details ,signature)

. Complete your KYC

. Choose the Fund type(Ex. Equity, debt...)

. Select Option i.e GROWTH

. Select scheme (Expert will help for better fund selection)

. Set the SIP amount

. Select the frequency (daily or monthly..)

. click to Submit

. Go to cart and initiate payment

. Approve the payment using Upi,aadhar no. or Netbanking.

. Now your Folio no created and SIP started.

similar or slightly different steps will be on all platform.

Great rewards come with great patience.Begin your investment journey now 

👉Guide to start

👇Query:Ask in comment
or
email at sipthefuturewealth@gmail.com



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