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Showing posts with the label Direct vs Regular SIP/Mutul Fund

What is the Difference in Direct and Regular SIP?

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Direct vs Regular SIP, which is better?  ๐Ÿ‘‰ when we fall sick, we consult Doctor. ๐Ÿ‘‰when we want to build home, we consult Mason. ๐Ÿ‘‰when we  need education,we consult teacher. ๐Ÿ‘‰when we have to repair TV, we consult electrician.        Then ๐Ÿ”‘when time come to invest, WHY  don't we consult financial expert? ๐ŸŒ️‍♀️Wealth creation is not just about expense ratio.It is the BEHAVIOUR ratio-how you act in fear and greed.And behaviour is best handled by your trusted distributor ,  not by algorithm of an App. Take an Example: An investor started  Rs.5000 monthly SIP for 10 year without any expert guidance , after 5 year his total investment value including return  became Rs.5 lakh (Assuned). Sudden market crashed and his investment  value went down 20 % i.e Rs4 lakh. He got panic and withdraw his investment. Here  two things happened: 1. Loss of money: He lost 20% of his investment. 2. Goal break : As he exited from investment so ...