sip the futurewealth

Saving is a skill  not mysery. Earning matters but saving more matters. If you earn more but unable to save then it is not worthy. But how to save? It is a big question. Lets eloberate this. 👉 A central govt emplote usaually receives 2-3 times some extra money other than salry in one year.If we change the way of thinking then this money can be properly utilised for investing without any burden. 👉 Source of extra income 1.DA(Dearness allowance) Arrear: 2.Uniform allowance 3.Festival allowance 4.CEA(Children Education Allowance) 5.ITR(Income Tax Return) 👉Example: Suppose an employe getting Rs50,000 monthly salary.Lets see how  he can save Approx 1 lakh yearly without any extra effort. Dearance Allowance: Rs.10,000.  He receives two times DA(3% approx) in a year and it is received as DA arrears after 3 month.This is extra money because time has already left and expenditures have been managed. Uniform Allowance:Rs12,000. He gets uniform allowance to wear a nice uniform sho...

Smart purchasing isn’t about buying less — it’s about buying better.” What you save, matters more than what you earn. 👉Buying things are necessary for everyone to survive.People work hard to get money and then they can buy things.So buy in a smart way where you can save the money. 👉There are many offers come for online purchasing  through credit card, where you can save a handsome amount of money.One of the popular Credit card having too much  features is "Axis Flipkart Credit Card". 👉Not only this, by the money you saved on every transaction you can start a SIP of Rs500 or Rs1000 and can get nice return in long term. Example if you start a Rs1000 monthly SIP for 10 years with expected return of 18% then you will get Rs3 lakh . This money you got not by saving your hard earned money and investing, it is due to smart purchasing. 👉Start saving and Register for SIP today.  👉Very good cashback on Flipkart & Myntra 👉Cashback is direct (credit on statement)  👉...

👉क्यों इंतज़ार करें 20 साल अपने रिटायरमेंट गोल तक पहुँचने के लिए? अगर आप हर महीने ₹30,000 की SIP शुरू करते हैं और 12% वार्षिक रिटर्न मानते हैं, तो ₹3 करोड़ बनने में लगभग 20 साल लगेंगे। लेकिन अगर आप हर साल 10% टॉप-अप जोड़ते हैं, तो यही ₹3 करोड़ का लक्ष्य 4 साल पहले , यानी सिर्फ 16 साल में पूरा हो सकता है। इतना ही नहीं, अगर आप किसी अच्छे स्मॉल कैप फंड में निवेश करते हैं जो ऐतिहासिक रूप से करीब 17% रिटर्न देता है, तो ₹3 करोड़ का लक्ष्य सिर्फ 14 साल में ही पूरा हो सकता है। 👉क्यों चुनें अपने निवेश में Top-Up SIP? Top-Up SIP से निवेश करने के चार बड़े फायदे: i. आपकी बढ़ती आय के साथ आपका निवेश भी बढ़ता है। ii. लंबी अवधि में अधिक संपत्ति बनाने का मौका देता है। iii. आपके वित्तीय लक्ष्यों को तेज़ी से हासिल करने में मदद करता है। iv. यह आसान और उपयोग में सरल है। 🗝 Top-Up SIP (Systematic Investment Plan) एक समझदार तरीका है अपनी संपत्ति को तेज़ी से बढ़ाने का — बिना अपने बजट में बड़ा बदलाव किए। जहां एक साधारण SIP में हर महीने निवेश की राशि स्थिर रहती है, वहीं Top-Up SIP में आप...

👉Why wait 20 years to reach your retirement goal? -If you just start a SIP of Rs.30,000 monthly and assuming 12% return then it will take  20 years for becoming Rs.3 crore, where as if you set 10% TOP UP  yearly then Rs. 3 crore will be achieved 4 years earlier. Not only this if you invest in a good small cap with probable 17% return(historically achieved) then Rs.3 cr can be achieved 06 year earlier i.e in 14 years. You  also may know 👇 👉 Why You Should Opt for a Top-Up SIP in Your SIP Investment Four major reasons to invest using the Top-Up SIP facility : i. Increases your investment with increasing income ii. Gives you an opportunity to create more wealth in long term iii. Helps you to achieve your financial goals faster iv. It is easy and simple to use 🗝A Top-Up SIP (Systematic Investment Plan) is one of the smartest ways to grow your wealth faster without disrupting your financial comfort.  Unlike a regular SIP where your investment amount stays constan...